Help to Buy valuations
Repaying, staircasing, remortgaging or selling with a Help to Buy equity loan? You'll need an independent RICS Red Book valuation prepared to Homes England requirements. We make it straightforward — your valuation is carried out by an independent RICS Registered Valuer we instruct on your behalf.
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Settling your equity loan
Repaying your equity loan
Repay all or part of your Help to Buy equity loan — the amount owed is based on the property's current market value.
Staircasing / part repayment
Pay down a percentage of the loan; a current valuation sets the figure you'll repay.
Selling your home
A valuation is required so the equity-loan share can be settled on completion.
Remortgaging
Switching or remortgaging away from the scheme usually requires a current valuation.
What the scheme requires
Homes England won’t accept an estate agent’s appraisal — your valuation has to be an independent RICS Red Book report from a registered valuer, in the right format. We prepare exactly that, so it’s accepted first time.
- Carried out by an independent, RICS registered valuer
- Prepared in line with the RICS Valuation – Global Standards ("Red Book")
- Compliant with Homes England (Target) requirements
- Supported by local comparable evidence
- Typically valid for a limited period (commonly three months)
How it works
- 1Tell us your postcode and what you need the valuation for.
- 2We confirm a fixed fee and book a convenient inspection time.
- 3An independent valuer inspects the property and assesses local evidence.
- 4You receive a Red Book valuation report ready to submit to Homes England.
Help to Buy valuation questions
Repaying, staircasing and selling with an equity loan, explained.
It's an independent market valuation of your home, required by Homes England when you repay, staircase, remortgage or sell with a Help to Buy equity loan. It must be carried out by an RICS registered valuer and prepared in line with Homes England's requirements.
Homes England requires an independent RICS Red Book valuation from a registered valuer — an estate agent's appraisal isn't accepted for redeeming or staircasing an equity loan.
Help to Buy valuations are usually valid for a limited period — commonly three months. If your transaction takes longer, the valuation may need to be refreshed. We'll confirm the current rules when you enquire.
Turnaround depends on access and location. Enter your postcode or send an enquiry and we'll confirm availability, a fixed fee and how soon we can attend.
Get a fixed quote for your Help to Buy valuation
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