10 year structural warranties
A Premier 10-year structural warranty protects your building — and is recognised by over 98% of UK mortgage lenders, so your home stays mortgageable and saleable.
Cover that lenders trust
Our structural warranties are underwritten to standards recognised across the mortgage market, giving buyers and lenders confidence in your build. Whether you’re a developer, self-builder or converting an existing property, we can arrange cover at the right stage of your project.
- New residential developments
- Self-builds & custom homes
- Barn conversions & renovations
- Commercial buildings
- Early-stage, part-completed & retrospective cover
- RIBA / RICS qualified surveyors
Structural warranty questions
10-year structural warranties for new builds and conversions, explained.
It protects against the cost of repairing physical damage caused by a defect in the structural elements of the building — foundations, load-bearing walls, roof and similar — typically for ten years from completion.
Lenders want assurance that a newly built or converted home is structurally sound before they lend against it. A warranty recognised across the mortgage market keeps your property mortgageable and saleable.
Yes. We arrange cover for new residential developments, self-builds, custom homes, barn conversions, renovations and commercial buildings.
We offer early-stage, part-completed and retrospective cover — though arranging it before or early in the build is usually simpler and more cost-effective.
No. A snagging survey finds defects so your builder fixes them during the defects period; a structural warranty is long-term insurance against major structural problems. Many buyers benefit from both.
Book a professional snagging survey
Independent · fully insured · clear reports · no deposit. Check your postcode and get a detailed, photographic snag list within 48 hours.
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